Platinum Advantage GSI Income Protection Insurance
ENHANCE YOUR TOOLKIT FOR TOP EARNERS
You know the value of selling GSI — guaranteed standard issue income protection insurance. Paired with group long term disability insurance, it’s a powerful tool to protect your clients' top earners from big income coverage gaps.
But do you know what makes Platinum Advantage GSI from The Standard unique?1
Platinum Advantage GSI has the strength and flexibility to meet your clients' needs.
Impress Your Clients With These Advantages
Exclusive Family
Care Benefit2
Helps replace lost income when
an employee takes time off to care
for a family member with a serious
health condition.
Flexible riders3
Including a choice of Basic and
Enhanced Residual Disability Riders
and an Own Occupation Rider that’s
ideal for specialized professionals.
Benefits that shrink the LTD coverage gap
Coverage for
bonus income
Usually not covered by LTD.
Discounted
premium rates
No medical
underwriting
And no financial paperwork
for employees. You simply
provide a census.
Easy online
enrollment
For employer-paid groups
of 15 or more.
Policies that are portable and individually owned
Coverage that can grow as employee incomes increase
Income protection isn't a sideline with us. You and your clients can count on our disability specialists and outstanding service at every step.
Higher Benefits — Lower Barriers
Platinum Advantage GSI is a great fit for your clients’ highly compensated employees. Here’s an example of how GSI works to provide higher income protection.
Assumes LTD plan of 40% income replacement to a $10,000 monthly plan maximum, coordinating with a GSI plan design of 75% replacement to a $10,000 monthly plan maximum, for a combined coverage maximum of $20,000 between plans. This graph is intended for illustrative purposes only.
Ready to help your clients offer enhanced income protection to their most valuable employees?
One of our GSI experts will be in touch right away.
1 Platinum Advantage GSI is not available in Wyoming.
2 The Family Care Benefit is not available in California, Connecticut or New York.
3 In California, a residual disability rider is required.
The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company.
© 2021 StanCorp Financial Group, Inc.
Shrinking the LTD Coverage Gap